What credit score do you need for BMO Harris?
We will look at several criteria. In general, applicants with a credit bureau score of at least 600 or those who do not have a credit history are eligible. Your current debt and income will also be reviewed to help ensure the repayment plan fits your needs.
What credit score do I need for a BMO credit card?
There is an annual fee of $20, but it is waived for the first year. Plus, you only need a fair credit score to qualify (in the 575-649 range).
What type of card is BMO Harris?
BMO Harris Bank Platinum Rewards Mastercard® and BMO Harris Bank Cash Back Mastercard® call: B M O Harris Bank Platinum Rewards Mastercard ® and B M O Harris Bank Cash Back Mastercard ® call: 1-855-825-9237.
What is the difference between BMO and BMO Harris?
The bank is a subsidiary of the Canadian multinational investment bank and financial services company Bank of Montreal, commonly known as “BMO” (pronounced /ˈbiːmoʊ/), which owns BMO Harris Bank through the holding company BMO Financial Corporation (formerly Bankmont Financial Corporation, then Harris Financial …
Does BMO have instant approval?
You can. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO Air Miles Mastercard for Students.
Which credit bureau does BMO use?
TransUnion
Overview of Free Credit Score Providers in Canada
| Provider | Credit Bureau Used | Updates Every |
|---|---|---|
| BMO | TransUnion | Month |
| CIBC | Equifax | Three Months |
| Credit Karma | TransUnion | Week |
| Borrowell | Equifax | Week |
Can I get a credit card with a 603 credit score?
A 603 credit score can be a sign of past credit difficulties or a lack of credit history. Whether you’re looking for a personal loan, a mortgage or a credit card, credit scores in this range can make it challenging to get approved for unsecured credit, which doesn’t require collateral or a security deposit.
Is BMO Harris a Mastercard?
BMO Harris Bank Platinum Mastercard®
How long does it take to receive BMO credit card?
six to eight business days
We’ll send you a new credit card in the mail. It usually takes six to eight business days to arrive.
How good is BMO Harris Bank?
The bank has good checking options coupled with a large ATM network, but it has a low savings account interest rate and high overdraft fees. Best for: Customers who are unlikely to overdraft and want a Midwest-based bank that offers basic checking with no monthly fees and access to plenty of free ATMs.